전국 5,000여 개 중소형 마트 대상 순차 적용
유통 포스 솔루션 기업과의 첫 업무협약
공동 프로모션·마케팅 등 가맹점 지원 협력도 추진
토스가 대한민국 중소마트 전문 유통 포스(POS) 솔루션 기업 투게더스와 업무협약(MOU)을 체결하고, 전국 중소형 마트에 얼굴 결제 서비스 페이스페이를 순차 도입한다고 27일 밝혔다.
지난 24일 서울 강남구 역삼동 아크플레이스에서 열린 협약식에는 오규인 토스 부사장과 진필규 결제부문장을 비롯해 서형석 투게더스 대표이사, 이경수 본부장 등 양사 주요 경영진이 참석했다.
투게더스는 국내 유통 POS 시장에서 가장 높은 점유율을 보유한 기업으로, 토스가 해당 분야 기업과 협약을 맺은 것은 이번이 처음이다. 양 사는 투게더포스를 이용하는 전국 5,000여 개 중소형 마트에 토스페이 결제를 도입하고, 페이스페이를 위한 토스 프론트를 순차 설치할 예정이다.
이번 협력으로 마트를 찾는 고객은 장바구니로 손이 무거운 상황에서도 지갑이나 휴대폰을 꺼낼 필요 없이 얼굴 인증만으로 결제할 수 있게 된다. 또한 가맹점 역시 하나의 단말기에서 현금·카드·간편결제·NFC 등 여러 결제 수단을 통합 운영할 수 있어 운영 부담을 덜 수 있다.
양사는 페이스페이 도입을 시작으로 공동 프로모션과 마케팅 활동도 함께 검토해 나간다. 토스 생태계를 활용한 광고·마케팅 등 가맹점 매출 확대를 지원하는 협력 방안도 단계적으로 확대해 나갈 계획이다.
토스 관계자는 "마트는 고객이 가장 자주 찾는 생활 밀착형 공간인 만큼, 페이스페이의 편리함을 일상에서 자연스럽게 경험할 수 있는 사용처"라며 "앞으로도 다양한 파트너와 협력을 넓혀 결제 경험을 지속 개선해 나가겠다"고 말했다.


전국 5,000여 개 중소형 마트 대상 순차 적용
유통 포스 솔루션 기업과의 첫 업무협약
공동 프로모션·마케팅 등 가맹점 지원 협력도 추진
토스가 대한민국 중소마트 전문 유통 포스(POS) 솔루션 기업 투게더스와 업무협약(MOU)을 체결하고, 전국 중소형 마트에 얼굴 결제 서비스 페이스페이를 순차 도입한다고 27일 밝혔다

전국 중소형 마트에서 얼굴 결제 서비스 순차 사용 가능

토스, 유통 POS사 투게더스와 MOU… 전국 5,000개 마트에 '페이스페이' 도입 

Adds 3 Million New Users in Just 3 Months — Equivalent to One New Subscriber Every 2.7 Seconds
Three Out of Five Users Continue Using FacePay After Their First Payment
FacePay Now Available at More Than 370,000 Merchant Locations Nationwide
Toss announced that cumulative subscribers to its facial recognition-based payment service, “FacePay,” have exceeded 6 million.
FacePay surpassed 3 million subscribers in February, exceeded 4 million in March, topped 5 million in April, and crossed 6 million  in May. Approximately 3 million new users joined during the three-month period — equivalent to one new subscriber every 2.7 seconds on average. The pace of growth has continued to accelerate, with the most recent one million subscribers added in just 23 days.
Actual usage has also continued to increase alongside subscriber growth. Among users who have completed at least one FacePay transaction, approximately 60% have gone on to use FacePay again. This indicates that an increasing number of users are moving beyond an initial trial and incorporating FacePay into their everyday payment routines. The most active user has completed more than 2,000 FacePay transactions to date.
FacePay’s merchant network has also expanded rapidly. As of early June, the cumulative number of merchant locations equipped with Toss Front terminals capable of processing FacePay transactions exceeded 370,000. Toss Front is now available across all 226 cities, counties and districts in South Korea. In addition to everyday locations such as cafes, restaurants and convenience stores, FacePay is expanding into a wider range of offline environments, including bookstores, highway rest areas and automotive service centers.
The milestone reflects the combined impact of expanded merchant coverage and continued improvements to the user experience. Toss has recently enhanced payment speed and facial recognition accuracy, further improving the overall payment experience. Through these efforts, the company has continued to make FacePay faster, more reliable, and more convenient for users.
“FacePay’s subscriber growth demonstrates that facial recognition payments are becoming an everyday payment method rather than simply a new technology,” a Toss representative said. “We will continue to advance the technology and service so that more users can naturally incorporate facial recognition payments in their daily lives.”


Adds 3 Million New Users in Just 3 Months — Equivalent to One New Subscriber Every 2.7 Seconds
Three Out of Five Users Continue Using FacePay After Their First Payment
FacePay Now 

Adds 3 Million New Users in Just 3 Months

Toss FacePay Surpasses 6 Million Subscribers

Toss to showcase Facepay - its facial recognition payment service - to global data protection authorities
FacePay to be introduced as a security case combining privacy protection and technological innovation
Toss to host an experiential booth for global attendees, offering hands-on access to FacePay and K-culture goods as gift
Toss announced that it will showcase the security and privacy protection technologies behind Toss FacePay at the 47th Global Privacy Assembly (GPA), to be held in Seoul.
The GPA is the world’s largest international forum in the field of personal data protection, bringing together data protection authorities from around the globe. A total of 148 institutions from 95 countries, including Korea, the United States, and the European Union, participate in the assembly, leading global discussions on privacy issues. The 47th GPA, hosted in Seoul under the leadership of Korea’s Personal Information Protection Commission, will take place over five days starting September 15 under the theme “Artificial Intelligence in Our Daily Lives - Data and Privacy Issues.”
Toss will participate in the event as an exhibitor at the AI technology experience zone, offering global attendees an opportunity to experience Toss FacePay firsthand. Visitors to the booth, designed under the concept of a “FacePay Store,” will be able to try the facial recognition payment service and receive K-culture-themed goods, such as snacks and beauty products that have gained global popularity.
Toss FacePay is an innovative service that enables payments using only facial recognition. Once a face is recognized in-store, payments are completed instantly without the need for cards or mobile devices. Beyond convenience, the technology is gaining attention for fundamentally transforming offline payment methods.
It is also the only facial recognition payment service to have undergone a preliminary adequacy review by the Korean Personal Information Protection Commission. All data is securely encrypted and managed, and is used only within the necessary scope with user consent. Through this, Toss aims to deliver both convenience and security while presenting a new offline financial experience built on digital trust.
In addition, Toss will introduce its personal data protection management framework at the event. The company systematically manages the entire lifecycle of personal data including collection, storage, provision, and disposal, based on users’ consent history and data table information. It operates internally developed systems such as a “Personal Data Meta Management System” and a “Personal Data Risk Management System,” continuing to build a reliable privacy protection framework that users can trust.
“Toss’s participation in the GPA is an opportunity to showcase our security capabilities that integrate privacy protection with technological innovation on the global stage,” said Changbok Lee, Chief Privacy Officer (CPO) of Toss. “We will continue to lead privacy protection technologies aligned with global standards and create safer and more convenient financial services.”


Toss to showcase Facepay - its facial recognition payment service - to global data protection authorities
FacePay to be introduced as a security case combining privacy protection a

Toss Participates in Global Privacy Assembly

Announces the official launch of its facial-recognition payment service
FacePay aims to lead the facial-recognition payment market with 100% domestic technology, backed by multi-layered security system and a compensation program for unauthorized transactions
Building a “triple alliance” of FacePay, Apps-in-Toss, and Toss Place, setting a new standard for offline payments
Toss announced that its FacePay service has surpassed 400,000 subscribers and that it plans to expand nationwide within this year.
At a press briefing, Toss introduced its key technologies, pilot results, and future business strategy, while officially launching the facial-recognition payment service following several months of testing.
FacePay allows users to register their face and payment method in advance in the Toss app, then make payments simply by looking at a terminal in stores. Without needing to take out cash or a card, or even launch a mobile app, the terminal recognizes the user’s face and delivers a fast, convenient payment experience in just one second.
Since pilot operations began in March, FacePay has expanded to 20,000 merchants in Seoul within two months. As of August, cumulative subscribers have exceeded 400,000, with a monthly re-use rate of around 60%.
Toss plans collaborations with a wide range of brands, including convenience stores, cafes, restaurants, movie theaters, fashion, beauty, and electronics retailers, aiming to spread FacePay quickly across everyday life.
Over the past 10 years, Toss has transformed every financial moment—from easy money transfers and credit checks to loan comparisons, investments, banking, and securities—into something simple and convenient within its mobile platform. Now, with FacePay’s speed and seamless user experience, Toss is extending that innovation into offline payment environments.
“The biggest strength of Face Pay is that during the one second in which payment is completed, multiple security technologies operate simultaneously,” said Junho Choi, Technical Product Owner (TPO) leading FacePay development. “We will further advance the service so that identity verification and even age verification can be carried out naturally during the payment process, making the offline experience even simpler.”
Choi also emphasized that security is the top priority, alongside convenience. FacePay incorporates  multilayered security technologies, including liveness detection to verify real users, a facial recognition model resilient to appearance changes and capable of distinguishing similar faces, and a Fraud Detection System (FDS).
It is also the only facial-recognition payment technology in Korea that has undergone the Personal Information Protection Commission’s preliminary adequacy review. Toss, together with the Commission, established a plan for safely handling unique identifiers, facial identification information, and other data under the Personal Information Protection Act, and is operating the service after completing implementation checks.
In addition, all data is encrypted and managed in a network-segregated environment, and Toss plans to strengthen user trust by operating a compensation program that proactively reimburses users in the event of fraudulent payments.
The hardware preparations for FacePay expansion are also complete. Toss Place, Toss’s subsidiary that handles payment terminals and POS solutions, will lead terminal deployment. In addition to its existing flagship terminal, “Toss Front,” the company unveiled two new products at the event: “Toss Front View” and “Toss Front Cam,” expanding its lineup.
Toss Front is a universal terminal that supports all types of simple payments, including FacePay. Toss Front View supports FacePay by adding an extra device without replacing the existing payment terminal, while Toss Front Cam attaches to the top of kiosks, enabling FacePay in existing environments. These various options tailored to store conditions are expected to form the foundation for rapid expansion across industries and stores.
Toss is also combining this with Apps-in-Toss to take the payment experience one step further. Apps-in-Toss is an open platform in the form of an app-in-app structure that allows online stores to be built inside the Toss app. Users can search for stores, make reservations, and check benefits in Apps-in-Toss; pay in one second with FacePay on-site; and then continue on to automatic point accrual, coupon issuance, and return-visit reservations after payment.
“FacePay is more than just a payment method; it is a crucial link that changes the entire offline journey,” said Kyuin Oh, who leads Toss Pay. “By organically connecting Toss Place, which supplies terminals; Apps-in-Toss, which provides store-specific services; and Face Pay, we will unify the user’s offline payment experience.” He also said, “We have prepared for a long time, and we will do our best to make this a payment method that many users can trust and choose.”


Announces the official launch of its facial-recognition payment service
FacePay aims to lead the facial-recognition payment market with 100% domestic technology, backed by multi-la

# FacePay

토스, 유통 POS사 투게더스와 MOU… 전국 5,000개 마트에 '페이스페이' 도입

Toss FacePay Surpasses 6 Million Subscribers

Toss Participates in Global Privacy Assembly

Toss Tops 400,000 FacePay Users, Accelerates Offline Innovation with Nationwide Expansion