To serve Korean nationals, Toss has partnered with MOIN to fully incorporate its competitive international transfer features into the Toss app.
An international transfer service for foreign residents in Korea, developed in collaboration with Sentbe, is set to launch soon.

Viva Republica, the operator of the financial super app “Toss,” announced that it will launch international transfer services in partnership with fintech companies specialized in international transfers. Through collaborations with fintech companies that have advanced technology and competitiveness in the international transfer space, Toss aims to build a broader financial ecosystem for its users.

Toss has integrated the service of MOIN, a Korea’s leading international transfer company, into its app to provide convenient international transfer services for Korean nationals. MOIN has strong advantages with transfer speeds up to four times faster than commercial banks, and fees up to 90% lower. It also offers 100% preferential exchange rates on all currencies, significantly reducing the cost burden for users.
The service can be accessed within the Toss app by navigating to the “All” tab and searching “MOIN International Transfer”. Users can send money to over 60 countries, 24/7 year-round. Existing MOIN users can use the service immediately within the Toss app without any additional authentication or information required. New users can also begin sending money after a simple identity verification process. In addition, if a user first uses the MOIN service through Toss, their account is automatically linked to the MOIN app, allowing seamless access without a separate registration process.
Toss is also preparing to launch an international transfer service for the 2 million foreign nationals residing in Korea. To that end, Toss is working with Sentbe, a global foreign exchange total solutions provider, aiming to launch the service in the third quarter of 2025.
Sentbe is a fintech company that provides personal international transfer services for foreign residents. Approximately 70% of its user base consists of foreigners, and the company supports customer service in more than 10 languages, including English, Chinese, Vietnamese, and Uzbek.
“In collaborating with these companies, our goal was to offer a simple and trustworthy international transfer service that users can rely on,” A Toss representative stated. “We will continue to expand our user-centered financial ecosystem through partnerships with various fintech players.”


To serve Korean nationals, Toss has partnered with MOIN to fully incorporate its competitive international transfer features into the Toss app.
An international transfer service fo

Partnered with MOIN

Toss Expands Financial Offerings with International Transfer Service

Provides financial life tips in article form on loans, savings, investments, and more
Features easy-to-understand financial information for everyday life
Total subscribers surpass 7.9 million, especially popular among those in their 20s

Viva Republica, the operator of the financial super app "Toss," announced that the total views for its “Today’s Tip” service has surpassed 800 million views. “Today’s Tip” is a free content service run by Toss that users can subscribe to, aimed at providing easy-to-understand financial knowledge.

The service launched in September 2020 and provides article-format content on topics such as loans, savings, investments, daily life, real estate, and more. It features simple explanations of financial information frequently asked about in daily life. As a result, it has reached 800 million views in just four years and five months.
Some of the most popular articles last year include “How much do you need to quit your job right now? 1B vs. 10B,” “When did people start giving New Year's money?”, and “What’s the best way to split the bill?”. The article with the highest total views received 4.82 million views.
Today’s Tip provides quizzes, horoscopes, and card news every morning, which has contributed to the service’s popularity by increasing accessibility to articles. For example, users can take a quiz like “Do you have to pay income tax on money earned abroad?” which then leads them to the article “Do you have to pay income taxes on overseas income?” once they answer.
The total number of subscribers who receive Today’s Tip regularly has surpassed 7.9 million. Subscribers are spread evenly across age groups: 1.23 million teenagers (15.6%), 1.65 million in their 20s (20.9%), 1.27 million in their 30s (16.1%), 1.51 million in their 40s (19.1%), and 1.49 million in their 50s (18.9%). Subscribers aged 60 and above reached 740,000, showing a broad subscription base across all age groups.
“Under Toss’ mission to create a simple and practical financial environment, we provide content that users can easily understand and apply in their daily lives,” a Toss representative said. “We will continue to offer timely and diverse topics that resonate with all age groups.”


Provides financial life tips in article form on loans, savings, investments, and more
Features easy-to-understand financial information for everyday life
Total subscribers surpass 

Features easy-to-understand financial information for everyday life

Toss' Today's Tip Surpasses 800M Total Views

Users can register their face in advance and make payments using facial recognition at convenience stores
Launching in select stores in March, with plans to expand availability
Equipped with anti-spoofing technology and a 24/7 FDS system

Viva Republica, the operator of the financial super app "Toss," announced the launch of “Facepay.” Toss Facepay is a service that allows users to make payments using facial recognition technology after registering their face and a payment method in advance.

Starting in March, Facepay will be available for use at select CU and GS25 locations. It will also be available at 7-Eleven stores in the second quarter of 2025. The system works by scanning a user’s face with a special device installed at checkout counters.
Toss Facepay is characterized by its high accuracy and speed. With 99.99% accuracy, it is able to verify faces in just a second. Users only need to register their face once in the Toss app, after which they can make payments using their preferred method—credit card, debit card, or bank account.
The service also features enhanced security measures. All Facepay data is encrypted and securely managed on a separate server. The liveness detection technology screens for fake faces such as images or videos during the facial recognition process. The Fraud Detection System (FDS) also runs 24/7 to detect and immediately respond to fraudulent transactions.
Toss Facepay will start with convenience stores, with plans to expand to other partnered merchants such as movie theaters and cafés.
“With its fast and secure authentication technology, Facepay will provide users with an innovative payment experience,” a Toss representative said. “We aim to make facial recognition payments a norm by continuously expanding the number of merchants accepting Facepay.”
Meanwhile, ahead of the official launch, Toss, CU, and GS25 have begun internal testing at select stores as of today, February 12. Toss is conducting preliminary testing of facial authentication for office access and in-house cafés to ensure stable service operation.


Users can register their face in advance and make payments using facial recognition at convenience stores
Launching in select stores in March, with plans to expand availability
Equ

Launching in select stores in March, with plans to expand availability

Toss Launches Facepay, Pay with Your Face at Convenience Stores

Toss unveils a data report and campaign film highlighting a decade of innovation and transformation
Offline event “Square of Toss” to be held in Seongsu-dong from February 26 to March 2

Viva Republica (“Toss”), the operator of the financial super app "Toss," announced the launch of the “10 to 100: Toss 10-Year Anniversary, A New Beginning” campaign (10 to 100 Campaign).

The 10 to 100 Campaign celebrates a decade of transformation and innovation while setting a vision for the next century. The campaign’s slogan, “Toss-10 Year Anniversary, A New Beginning,” reflects the company’s vision of its 10th anniversary serving as the starting point for the next 100 years.
Running until March 2, the campaign features a variety of programs available both online and offline. The first program is the “Toss Data Report,” available on the official campaign website, which presents the evolution of finance through data-driven insights. The report is divided into two sections.
The first report, “Monthly Finances,” analyzes financial trends based on users’ monthly activities. For example, the March edition highlights teen financial activities in line with back-to-school month, while the May edition focuses on family-related financial behaviors in line with Family Month in Korea. This report provides a closer look at how Toss services have become part of users’ daily lives.
The second report, “Toss in Numbers,” examines how Toss has saved users time and money over the past decade. It highlights key figures, such as the time saved through Toss’ simple transfers and the total amount protected by Toss’ Compensation Program. Composed of 10 major themes, the report illustrates how Toss has transformed and improved the financial experience.
On February 10, Toss will release a campaign film on its official website and YouTube channel, depicting how Toss has changed finance over the past 10 years since it launched the simple transfer service. The film follows a protagonist who time-travels from 2015 to 2025, experiencing how Toss has evolved into a financial super app, where all financial activities are integrated into a single platform.
Building on the experience of the past 10 years, we are committed to creating a better future for our users,” said Seunggun Lee, CEO of Toss. “With an innovative mindset focused on the next 100 years, we aim to blur the boundaries between finance and everyday life, driving new waves of change.”
As part of the celebration, Toss will host a special 10-year anniversary event, “Square of Toss,” from February 26 to March 2 at AndersonC in Seongsu-dong. This space will feature an exhibition where users can interact with Toss’ data report firsthand. Additional highlights include a pop-up of Toss’ in-house coffee shop, the “Coffee Silo”, a curated “Library” featuring 100 books for new beginnings, and a “Gift Shop” selling exclusive 10th-anniversary merchandise. The event will also include financial education sessions by Toss CX and free talks by industry thought leaders.
More details on the 10 to 100 Campaign are available on the official campaign website and Toss’ social media channels.


Toss unveils a data report and campaign film highlighting a decade of innovation and transformation
Offline event “Square of Toss” to be held in Seongsu-dong from February 26 to Ma

“10 to 100: Toss 10 Year Anniversary, A New Beginning” 

Toss unveils 10th anniversary campaign

Over 3.37 million participants and 270 million KRW raised
Entire proceeds donated to UNICEF Korea and Community Chest of Korea

Viva Republica, the operator of the financial super app “Toss,” announced that it successfully concluded a “Create Your Zodiac Sign” donation event, held in celebration of the International Day of Persons with Disabilities.
From December 3 to 25 last year, participants indirectly experienced the accessibility feature known as the “Screen Reader,” designed to assist individuals with visual impairments. They also contributed to the meaningful cause by voluntarily making donations ranging from 1,000 to 2,000,000 KRW via “Tosspay,” Toss’s simple payment service.
Over 3.37 million participated, collectively raising 270 million KRW in donations. The full amount was donated to UNICEF Korea and the Community Chest of Korea to support children with disabilities. Both organizations have pledged to ensure transparency by publicly disclosing the collection and use of the funds.
“We sincerely thank everyone who participated in the ‘Create Your Zodiac Sign’ event. We hope this initiative helped raise awareness about accessibility features like Screen Reader and fostered a deeper understanding of the challenges faced by people with disabilities,” a Toss representative said. “Moving forward, we will continue to create opportunities for our users to directly contribute to meaningful social causes.”
Since 2022, Toss has hosted annual year-end donation events, solidifying its position as a leader in promoting a culture of giving. Each year, Toss introduces innovative ideas to deliver impactful social messages, inspire user participation, and create a positive ripple effect in society.


Over 3.37 million participants and 270 million KRW raised
Entire proceeds donated to UNICEF Korea and Community Chest of Korea

Viva Republica, the operator of the financial super 

# press for IR

Toss Expands Financial Offerings with International Transfer Service

Toss' Today's Tip Surpasses 800M Total Views

Toss Launches Facepay, Pay with Your Face at Convenience Stores

Toss unveils 10th anniversary campaign

Toss Concludes “Create Your Zodiac Sign” Donation Event