Viewing and connecting assets through a simplified process… Supports connection of all financial assets by sector
Dormant deposits and insurance payouts can be viewed… Transfers and cancellations available directly within the Toss app

Viva Republica, the operator of the financial super app “Toss,” announced the launch of its MyData 2.0 service.

MyData is a system that helps users collect and manage information scattered across multiple financial institutions in one place. Since launching its MyData service in December 2021, Toss has allowed users to easily view their financial assets and spending history, as well as receive personalized product and service recommendations.
With the implementation of MyData 2.0, Toss is introducing a service that enhances user convenience and service stability. Users can access the MyData 2.0 service by updating the Toss app to the latest version.
The steps for viewing and connecting the assets at the sign-up stage will be simplified. Users will also be able to load all assets held across financial sectors (banks, cards, securities, points, telecommunications, insurance, capital, etc.). Previously, there was a limit of 50 financial institutions that could be viewed at once, causing inconvenience as users had to select which assets to connect one by one.
The range of financial assets that can be managed will also get wider. Dormant deposits and dormant insurance payouts can now be checked via MyData. After checking, the user can transfer or cancel balances directly within the Toss app. A service allowing users to donate dormant balances to the Korea Inclusive Finance Agency will also be introduced.
The validity period for viewing asset information connected via MyData will be extended from one year to five years. Depending on the inactive period, the asset information updates will either be suspended or deleted in this process as a way to enhance information protection.
In addition, user-friendly features will be available, such as checking the payment source in spending history or receiving alerts for maturing financial assets.
“MyData has become a core service that helps users view and manage financial information themselves,” a Toss representative said. “We will continue to improve the connectivity and usability of information through a more convenient and secure MyData service to deliver user-centered services.”
Meanwhile, Toss is also making efforts to protect financial assets through MyData. Last month, the company launched the “Asset Protection Alert” service, which notifies users when a new financial asset is created. This is to prevent further damage in cases where financial products are created without the user's knowledge due to identity theft or other reasons.


Viewing and connecting assets through a simplified process… Supports connection of all financial assets by sector
Dormant deposits and insurance payouts can be viewed… Transfers an

Supports connection of all financial assets by sector

Toss Opens MyData 2.0

Large-scale recruitment continues this year … new communication channel established to attract AI/ML talent
‘Undercover Silo,’ a series based on real case scenarios, will premiere on YouTube on June 19

Viva Republica, the operator of the financial super app “Toss,” announced that it has launched an official YouTube channel called ‘Toss Challengers’, for the applicants interested in Toss.

‘Toss Challengers’ is a channel that shares with the public how Toss employees work and what the company culture is, based on real problem statements the company has faced and the solutions applied. The channel was created to provide more authentic information to potential applicants who are considering joining Toss. The channel name was inspired by Toss’ onboarding welcome gift ‘Toss for New Challengers’, reflecting Toss’s perspective of seeing new employees as “challengers” who embark on a journey of challenge together.

The channel’s first content, titled ‘Undercover Silo’, features six non-Toss employees working as Toss silo members and finding solutions to problems. The participants, who all have experiences of working at a startup, analyze each problem from their own perspectives and propose solutions. This intuitively demonstrates Toss’ decision-making process and way of working. ‘Undercover Silo’ is a nine-part series and new episodes will be released every Thursday at 5 PM, starting June 19th, on the ‘Toss Challengers’ YouTube channel.
The cast includes 6 individuals – Jocoding, a developer and a YouTuber with 663K subscribers, Hyungbin Choi, a former Toss PO currently studying at KAIST, Juhye Shin, a growth marketer at Selfish Club, Wonhee Jung, a former lead developer at Gangnam Unni, Eunhee Kim, a UX researcher at Rapolabs and Minseung Yoo, former COO of Business Canvas.
“Toss is a place where independent organizations called ‘silos’ can operate like startups without central control,” said Seung-gun Lee, CEO of Toss. “Through this YouTube channel, we will do our best to transparently share how we work and what our culture is like” in the teaser video for the channel.
Meanwhile, Toss continues its large-scale recruitment this year, following last year’s hiring drive. Seung-gun Lee recently emphasized the importance of hiring in the fields of machine learning (ML) and artificial intelligence (AI) in an internal announcement. He also encouraged team members to refer external candidates, expressing strong determination to secure top talent.


Large-scale recruitment continues this year … new communication channel established to attract AI/ML talent
‘Undercover Silo,’ a series based on real case scenarios, will premiere 

a series based on real case scenarios

Toss Launches New YouTube Channel ‘Toss Challengers’

Partner companies’ services can be linked and operated directly within the Toss app
Used as a testbed for startups … Support from app development to user analysis
Evolution into a super app that provides both financial and everyday services in a single app

Viva Republica, the operator of the financial super app “Toss,” announced that it is recruiting “App in Toss” partners.

App in Toss is provided in the form of an App-in-App, which provides multiple services within a single app, allowing users to use services operated by partner companies directly within the Toss app. Users can access not only the financial services provided by Toss, but also lifestyle services, online and offline store connections, games, and entertainment from the “Mini App” menu in Toss.
In particular, Toss is actively opening its app through App in Toss so that startups can lay the foundation for growth. This will allow partners to share know-hows and infrastructures of overall app operations including development, design, marketing and to use Toss app as a testbed.
With cumulative subscribers of 28 million, Toss is expected to contribute to increasing brand awareness and accessibility for startups, helping them acquire customers. Partners can also operate paid services and advertisements through in-app payments within App in Toss, through which they can generate additional revenue. Partnership applications can be submitted through the App in Toss homepage.
For users, it provides a convenient experience on mobile devices that allows various services to be used in one app without having to install additional apps. Currently, Toss Mini App menu has beta services including “Check Missed Insurance Payouts (Lifecatch),” “Find Cost-Effective Homes (Safejibsa),” and “Get Home Appliance and Daily Item Recommendations (Nosearch).” There are also mobile games that can be enjoyed without separate app downloads.
Toss plans to continue building the App in Toss ecosystem with more diverse partners. The goal is to provide a user experience that connects finance and daily life in a single Toss app and to grow into a “super app for everyday life” together with its partners.
“App in Toss is a practical opportunity for startups to quickly check actual user reactions and improve product completeness,” a Toss representative said. “For users, it will provide them a new experience on mobile devices where they can use various everyday life services through a single Toss app.”
Meanwhile, in February, Toss announced its vision to evolve into a “super app for everyday life” at the 10th anniversary of its app launch. As a strategy to achieve this, it chose “openness” and revealed plans to actively support various partners in utilizing the Toss infrastructure.


Partner companies’ services can be linked and operated directly within the Toss app
Used as a testbed for startups … Support from app development to user analysis
Evolution into a 

Evolution into a super app

Toss Recruits App in Toss Partners, Opening up to Startups

Face Pay pilot service now available to pre-registered users in every district of Seoul
Face Pay expanded to more business types such as everyday merchants including cafés, restaurants, and hair salons

Viva Republica, the operator of the financial super app “Toss,” announced that it is expanding Face Pay to more merchants. The service will be piloted at 20,000 Toss merchants across Seoul.

Toss Face Pay allows users to make payments simply through facial recognition. Users can make payments easily and securely using a credit card, debit card, or bank account of their choice with high accuracy and speed after a single identity verification and face registration on Toss app.
Following its initial launch in February at convenience stores, the service is now being piloted at stores across all districts of Seoul. It is currently rolled out to a limited group of pre-registered users, but it is planned to gradually expand to more user base.
Face Pay is available at stores equipped with terminals provided by Toss Place, Toss’s affiliate specializing in payment terminals and POS solutions. Alongside the increase in the number of merchants using Face Pay, the range of businesses that could utilize the service had also expanded to now include everyday businesses such as cafés, restaurants, beauty salons, academies, and fitness centers.
Toss is also determined to ensure the safety and convenience of Face Pay. The system is backed by a 24/7 Fraud Detection System (FDS) that monitors for and immediately responds to suspicious transactions. Toss also has a “Toss Compensation Program,” under which users are preemptively reimbursed for any damages caused by fraudulent transactions made through Face Pay.
Toss underwent a prior adequacy review by the Personal Information Protection Commission(PIPC) before launching the service. This review process enables companies introducing new technologies or services to find reasonable personal information protection measures with PIPC. Through this process, Toss developed safeguards to securely handle facial recognition information and unique identifiable information aligned with Korea’s Personal Information Protection Act.
“Through this pilot program, we aim to further advance the usability and stability of Face Pay so that it can be seamlessly integrated into everyday lives,” a Toss representative stated. “We will continue to enhance our service to deliver an innovative and secure payment experience.”


Face Pay pilot service now available to pre-registered users in every district of Seoul
Face Pay expanded to more business types such as everyday merchants including cafés, restaur

Pilot service now available to pre-registered users in every district of Seoul

Toss Expands “Face Pay” Pilot to 20K Merchants Across Seoul

Daycare to Open by December, Accessible to Employees of Nearby SMEs
Aiming to Build a Sustainable, Inclusive Childcare Infrastructure Across All Stages of Parenting

Viva Republica, the operator of the financial super app “Toss,” announced that it has signed a partnership agreement with the Korea Workers' Compensation & Welfare Service (KCOMWEL) to expand cooperative workplace daycare centers. The signing ceremony was held at Toss’ headquarters in Gangnam, Seoul, and was attended by key officials, including Heeyeon Jeong, Chief Human Resources Officer at Toss, and Heehwan Hyung, Director General of Welfare Services at KCOMWEL.

Through this agreement, Toss and KCOMWEL will collaborate to alleviate the childcare burden for working parents in the Gangnam area. Toss plans to open a new workplace daycare center in December that can accommodate 49 children. This center will also be open to the children of employees from partnering small and medium-sized enterprises (SMEs), to promote shared prosperity with the local community. KCOMWEL will provide both financial and institutional support for the establishment and operation of the daycare center.
Last year in June, Toss introduced a hub-based daycare model called “Our Neighborhood’s Toss Daycare”, which partners with local childcare centers near employees' homes to enhance accessibility and convenience for working parents. With the establishment of an additional daycare center, Toss is going beyond meeting regulatory obligations. Toss aims to create a culture of shared parenting within the community and offer emergency childcare and other support services to SME employees in the area.
Toss already offers a comprehensive welfare infrastructure that supports employees through all stages of family planning, birth and parenting. Programs include support for fertility testing, moms’ community programs, babysitting subsidies, tailored policies for employees on or returning from parental leave, and care kits and gifts for expecting team members.
“Toss is rooted in the belief that individual happiness leads to greater engagement at work and has been designing a practical and meaningful employee welfare system that would allow all employees to balance work and parenting,” said Heeyeon Jung, CHRO at Toss. “This agreement marks the beginning of a mutually supportive partnership with the local community and an opportunity for Toss to actualize its philosophy of providing meaningful and comprehensive support throughout the parenting journey.”


Daycare to Open by December, Accessible to Employees of Nearby SMEs
Aiming to Build a Sustainable, Inclusive Childcare Infrastructure Across All Stages of Parenting

Viva Republica

# press release

Toss Opens MyData 2.0

Toss Launches New YouTube Channel ‘Toss Challengers’

Toss Recruits App in Toss Partners, Opening up to Startups

Toss Expands “Face Pay” Pilot to 20K Merchants Across Seoul

Toss Partners with KCOMWEL for Cooperative Daycare Center